Legal

Terms of Service

Last updated: May 2026

1. Educational Use Only

The content on this website is provided for educational and informational purposes only. Nothing on this website constitutes insurance, legal, tax, or financial advice. You should consult a licensed insurance professional, attorney, or tax advisor for guidance specific to your situation.

2. No Guarantee of Coverage

Submitting a quote or contact request does not guarantee that you will be approved for an insurance policy or any specific coverage amount, premium, or rating class. All policies are subject to underwriting by the issuing insurance carrier.

3. Underwriting Disclaimer

Quotes, illustrations, and policy estimates are based on the information you provide and may change after a complete underwriting review. Final premiums and policy terms are determined by the issuing carrier and may differ from any preliminary quote.

4. Communication Consent

By submitting a form, you consent to be contacted by American Truckers Protection and licensed insurance professionals working with us, by phone, email, or SMS, regarding your request. SMS consent is governed by our SMS Terms.

5. SMS Terms

SMS communications are subject to our SMS Terms. Message frequency varies. Message and data rates may apply. Reply STOP to opt out. Reply HELP for assistance.

6. Limitation of Liability

To the fullest extent permitted by law, American Truckers Protection and its affiliates shall not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of this website or its content. The website is provided "as is" without warranties of any kind, express or implied.

7. Changes to These Terms

We may update these Terms of Service from time to time. The "last updated" date at the top of this page reflects the most recent revision. Continued use of the website after changes are posted constitutes acceptance of the updated terms.

8. Contact

Questions? Email americantruckers@protectiongroups.com.